We are a small, expert, high street mortgage brokerage. Our mortgage broking desk have years of hands on experience placing borrowers with the best mortgage lenders for their circumstances and on the best deals available.

No call centres, just very helpful mortgage people who seem to know all about mortgages!

We take a "whole approach" to your mortgage application and pride ourselves on being able to help you to find the best mortgage, remortgage or loan, no matter what your financial circumstances.
There is no such thing as ‘the best mortgage’, because unlike credit cards and utilities, a mortgage is a complex financial product and each one has its 'arguments for and against', sometimes the lowest rate product may not actually be the cheapest or the most suitable for your needs.

“Unlike comparison websites we won’t urge you to apply for products which you may not qualify for. instead, using years of experience dealing with lenders, we will assess your case and make sure you meet a lender who will welcome your application”.

We know it takes a lot more than a mortgage product comparison table to be able to identify the best mortgage deal for you. Only after properly understanding your situation and needs can we then help you make an informed choice when selecting the right mortgage for you.
And there more. Our hugely experienced mortgage desk team will manage your application all the way through to completion. You get to deal with just one person from beginning to end.

National & Capital’s experience and long standing lender relationships allow us to acquire exclusive mortgage deals with lenders that simply cannot be found on the high street. Often we have market-leading fixed or tracker rates, or sometimes just the ability to secure a mortgage where others fail particularly for the self-employed, buy-to-let investors or clients with less than perfect credit histories.

We have access to all the big name lenders plus many you may not have heard of too including the likes of; Abbey, Beacon Home loans, Blemain Finance, BM Solutions, Coventry Building Society, Cheltenham & Gloucester, Chelsea Building Society, Halifax, Natwest, Nationwide, RBS, TMW and many more.

Please feel free to look through our website and discover what we offer or call your personal adviser now to see how National & Capital can help you today.