Even in the current economic climate the property market in many areas is buoyant and showing excellent signs of recovery. Ask any estate agent and they will tell you that the challenge they face is acquiring property to sell rather than finding buyers. When good properties in good areas are brought to market it is the buyer who can proceed the quickest that gets the deal. 

“In a competitive purchase market if you are serious about buying it is vital that you have everything in place before you make your move”. 

At National and Capital we can assist you in making sure you are ready to proceed by: 

•    Helping you calculate what you can afford to borrow.
•    Securing an agreement in principle with a mortgage lender.
•    Helping you calculate the costs, including legal fees and stamp duty.
•    Where appropriate confirming to your estate agent that you have a mortgage agreed in principle.
•    Helping you choose a surveyor.
•    Looking at your application profile and helping you choose a lender who would consider your application.

Once you have chosen which deal is right for you from any one of the fixed rates, tracker rates, variable rates, or mortgages with other incentives, our mortgage experts will take the application from beginning to end working with the Estate Agents, valuers, the mortgage lender, the solicitors, and of course, you! 

“With our knowledge we can make the process quick and efficient with minimum fuss. We will only ask you for what is absolutely necessary and will push back at any unnecessary beaurocracy along the way. That way we can maximise your opportunity of winning the race!”